About Us

Professional Shariah-Compliant Islamic Finance Tools

UseToolsNow is dedicated to providing accessible, accurate, and Shariah-compliant financial tools for Muslims worldwide, with a special focus on the GCC and MENA regions.

Our Mission

To empower Muslims globally to fulfill their religious financial obligations with confidence and ease by providing free, accurate, and privacy-first Islamic finance calculators and tools. We believe that every Muslim should have access to reliable tools that help them manage their wealth according to Shariah principles.

Our Vision

To become the most trusted and comprehensive platform for Islamic finance tools, serving Muslims in the GCC, MENA, and worldwide. We envision a future where managing Islamic financial obligations is simple, accessible, and grounded in authentic Islamic scholarship.

Our Core Values

Shariah Compliance

All our tools are designed based on authentic Islamic principles and reviewed for accuracy according to established madhab rulings. We prioritize religious integrity above all else.

Privacy First

We respect your privacy. All financial calculations are performed locally in your browser. We never collect, store, or transmit your financial data to our servers. Your wealth information stays with you.

Accuracy & Transparency

We strive for mathematical precision in all our calculators and provide transparent methodologies. Users can see exactly how calculations are performed.

Accessibility

Our tools are completely free and accessible to all. We provide full bilingual support (English and Arabic) to serve the diverse Muslim community.

Educational Approach

Beyond just calculations, we aim to educate users about Islamic finance principles, helping them understand the "why" behind their obligations.

Continuous Improvement

We continuously update our tools based on user feedback, scholarly guidance, and the latest developments in Islamic finance.

Our Tools

We currently offer the following Islamic finance tools, with more in development:

Zakat Calculator

Our comprehensive Zakat calculator helps you calculate your obligatory charity (Zakat) on various asset types including cash, gold, silver, investments, business assets, and more. Features include:

  • Support for multiple asset categories
  • Madhab-specific rulings (where applicable)
  • Automatic nisab threshold calculation based on current gold/silver prices
  • Detailed breakdown of calculations
  • Export and save options
  • Multi-currency support for GCC and global currencies

Halal Investment Screener

Coming soon: Screen stocks and investments for Shariah compliance based on established screening criteria.

Islamic Mortgage Calculator

Coming soon: Calculate Islamic financing options for home purchases, including Murabaha, Ijara, and Musharaka models.

Our Approach to Shariah Compliance

We take Shariah compliance seriously. Our tools are built on the following principles:

  • • Reliance on Authentic Sources: We base our calculations on the Quran, Sunnah, and the consensus of classical and contemporary Islamic scholars.
  • • Madhab Flexibility: Where applicable, we provide options for different madhab rulings, recognizing the diversity of scholarly opinion within Islam.
  • • Scholarly Review: Our methodologies are reviewed by individuals knowledgeable in Islamic finance and jurisprudence.
  • • Transparency: We clearly explain the basis for our calculations and encourage users to verify with local scholars.
  • • No Endorsement Claims: We do not claim official Shariah certification. Users should consult qualified scholars for personal guidance.

Privacy-First Technology

We understand the sensitivity of financial information. That's why we built our platform with privacy at its core:

  • ✓ Client-Side Calculations: All calculations happen in your web browser using JavaScript. Nothing is sent to our servers.
  • ✓ No Data Storage: We do not store any of your financial data, asset values, or calculation results.
  • ✓ No Account Required: You can use all our tools without creating an account or providing personal information.
  • ✓ Minimal Analytics: We only collect anonymous usage statistics to improve our services.
  • ✓ GDPR & CCPA Compliant: We comply with international data protection regulations.

Focused on GCC & MENA Markets

While our tools are available globally, we have a special focus on the Gulf Cooperation Council (GCC) and Middle East & North Africa (MENA) regions:

  • → Full Arabic language support with natural, fluent translations
  • → Support for GCC currencies (SAR, AED, KWD, QAR, BHD, OMR)
  • → Consideration of regional scholarly opinions and practices
  • → Compliance with GCC data protection regulations
  • → Optimized for users in Saudi Arabia, UAE, Kuwait, Qatar, Bahrain, and Oman

Always Free

All our core Islamic finance tools are and will always remain completely free to use. We may display non-intrusive advertisements to support our operations, but we will never charge for access to tools that help Muslims fulfill their religious obligations.

Future Development

We are continuously working to expand our offerings. Upcoming tools and features include:

  • • Inheritance Calculator (Mirath/Faraid)
  • • Sadaqah & Kaffarah Calculator
  • • Islamic Will Template Generator
  • • Comprehensive Islamic Finance Education Center
  • • Mobile applications for iOS and Android
  • • API access for developers and institutions

Our Commitment

UseToolsNow is built by a team committed to serving the Muslim community. While we work hard to provide accurate and reliable tools, we acknowledge that:

  • • We are not a substitute for professional religious or financial advice
  • • We encourage consultation with qualified scholars for specific rulings
  • • We welcome feedback and corrections from scholars and users
  • • We are committed to continuous improvement and accuracy

Get in Touch

We value your feedback and questions. Whether you have technical issues, suggestions for improvement, or questions about our tools:

Email: support@usetoolsnow.com

For Shariah-related questions, please consult with qualified Islamic scholars in your area.

Important Disclaimer

UseToolsNow provides tools for informational and educational purposes only. We do not provide religious rulings (fatwas), financial advice, or professional consultation. Users are responsible for verifying all calculations and consulting with qualified professionals before making financial or religious decisions. See our Terms of Service for complete legal disclaimers.